Insurance Guide

Auto Insurance
Owning and maintaining an automobile can be quite a financial commitment. In order to protect yourself and your car in the event of an accident, it is important to purchase auto insurance.
Business Insurance
Having insurance for your business has many benefits that include protecting you against occurrences such as fire, theft, or injury to an employee or customer.
Disability
Every family needs disability insurance to replace any lost wages if the main income provider becomes disabled. Disability insurance should generally cover sixty percent of your monthly income.
Flood Insurance
Did you know that homeowner's insurance does not cover flooding? You may think you're safe from flooding because you live in a low risk area, but there are a few facts you should know.
Health Insurance
The soaring cost of medical care and the resulting pressure on health insurance premiums has become a top-priority for employers, employees, the federal government, and recipients of various government health insurance plans.
Homeowners' Insurance
For most people, the purchase of a house is the single biggest investment of their lives. Therefore, it makes sense to protect the investment and its contents.
Life Insurance
Life insurance is important for those with spouses and children who depend on the financial support of a family member. All income earners in a household should be covered by life insurance so that, in the event of death, the missing income can be replaced by coverage from the insurance policy.
Third Party Administrative Services (TPA)
A Third-Party Administrator, or T.P.A., is a person or company which handles the administration of group plans, including premium accounting, maintaining lists of employee eligibility, and claims.
More Halloween Stories
Make a skeleton for your crew
Most of you would think twice about celebrating Halloween with a "sleepover" in a cemetery, but in Mexico, that's exactly what children do. They aren't braver than you, they just know they have nothing to fear from the people buried there.
The sweet and sour of Halloween
Boo.
Hoo.
Chew, chew, chew.
Chocolate candy is no doggy treat
In last week's column, my friend and colleague Dr. Don Palermo provided us with a nice primer for the Halloween season and its pitfalls for pet health.
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